It depends on which form you are using. Below is a table that will help you find the correct COVID-19 addendum for your form. You can also find this information by checking the footer of the addendum.
| 1004 | 1004C | 1004D | 1025 | 1073 | 1075 | 2055 | 2090 | 2095 | |
| FNMA Desktop | ✔ | ✔ | ✗ | ✔ | ✔ | ✗ | ✗ | ✔ | ✗ |
| FNMA Exterior | ✗ | ✔ | ✗ | ✔ | ✗ | ✔ | ✔ | ✗ | ✔ |
| FHA Desktop | ✔ | ✔ | ✔ | ✔ | ✔ | ✗ | ✗ | ✗ | ✗ |
| FHA Exterior | ✔ | ✔ | ✗ | ✔ | ✔ | ✗ | ✗ | ✗ | ✗ |
| VA Desktop | ✔ | ✔ | ✗ | ✔ | ✔ | ✗ | ✗ | ✗ | ✗ |
Both Appraise-It Classic and Appraise-It Pro have been updated to include text addenda pre-filled with FNMA/FHLMC's, FHA's, and VA's modified verbiage. Please check for updates to ensure you have access to the new addenda.
Fannie Mae, Freddie Mac, the Federal Housing Administration, the Department of Veterans Affairs, and USDA Rural Development have each announced new guidelines that provide lenders with "temporary flexibilities" during the ongoing COVID-19 outbreak. Alternatives to the traditional appraisal requirements will be accepted when an interior inspection is not feasible because of COVID-19 concerns. These flexibilities provide options for your health and safety during this uncertain time. Lenders will provide guidance for current and future assignments.
Modified guidelines for FNMA/FHLMC and FHA appraisals
Modified guidelines for VA appraisals
Please refer to each organization's publications for full instructions and guidelines
1. FNMA
2. FHA
3. VA
4. USDA
